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A clearer view of everyday money

Clara connects the details that usually live in separate places: accounts, transactions, budgets, bills, subscriptions, and spending patterns.

See the month clearly

  • One money overview with spending, budget left, bills due, and available cash.
  • Connected UK accounts through secure, read-only open banking.
  • Transactions organised into useful everyday categories.
  • Search and filters for merchants, categories, dates, and accounts.

Plan around real commitments

  • Category budgets with progress and remaining amounts.
  • Upcoming bills visible before they reduce available money.
  • Subscription tracking with monthly and annual impact.
  • Weekly summaries for a short, repeatable spending review.

Understand what changed

  • Spending breakdowns across everyday categories.
  • Income compared with spending for monthly context.
  • Connected account, security, preference, and support controls.
  • An optional assistant for plain-English questions. Clara is not an AI-first product.

JEMA Software Ltd | Company No. 17136868 | Registered office: 124 City Road, London, EC1V 2NX | ICO registration C1952072 | james@getclara.co.uk

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Clara provides budgeting tools and spending insights only. It is not a regulated financial adviser.

JEMA Software Ltd (FRN 1061485) is a registered Account Information Services agent of Finexer Ltd, which is authorised and regulated by the Financial Conduct Authority (FRN 925695) under the Payment Services Regulations 2017. We do not hold client funds and do not provide payment initiation services.