Clara FAQ

Is Clara safe?

Clara connects to UK bank accounts through Finexer, an FCA-authorised open banking provider. Access is read-only, Clara never stores bank credentials, and users can disconnect bank access.

Which banks does Clara work with?

Clara works with UK banks supported through Finexer open banking. Exact availability depends on the bank and the open banking connection available at the time.

How much does Clara cost?

Clara costs £14.99 per month or £179.99 per year. A 14-day free trial is available before the paid subscription starts.

How is Clara different from Emma and other budgeting apps?

Clara focuses on bank-connected budgeting, spending categories, subscription visibility, spending analytics, and an AI budgeting assistant. It is designed to give a clear monthly money view rather than only a transaction list.

Does Clara sell my data?

No. Clara does not sell user data and does not use user data for advertising. Data is used to provide the budgeting service, improve the product, and support account security.